George L. Duarte

Mortgage Loans Fremont California Horizon Financial Associates

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Choosing “Green Homes”

January 8, 2013 by George Duarte

Green Home“Green” homes can be great for the environment and can save you money over time.

For environmentally-conscious homeowners wanting to minimize their footprint and their energy bills, there are four areas upon which to focus. 

In-Home Energy-Efficiency
According to the Environmental Protection Agency (EPA), as of December 2012, buildings account for 68 percent of the nation’s total energy consumption. Green homes can reduce this figure via energy-efficient appliances; well-sealed, double-glazed windows; and good insulation. Alternative energy sources such as solar panels can also reduce energy use.

Green Building Materials
Building materials are determined to be “green” based on manufacturing, shipping, and reclamation procedures, and are composed of renewable resources. Reclaimed materials such as wood from an old barn; or recovered newspapers for use in insulation are often considered to be green. Counter-tops made from recycled materials are often considered green, too. Ceramic tiles, because of how much energy is required to form them, are often not considered green unless reclaimed from a demolition project. 

Home Location And Orientation
A home for which the main living areas are facing south will be warmed by the sun in winter, and will not be overheated by the sun in summer. This is considered “green”, as is proper window placement which allows for cross-breezes which can lower energy costs on warmer days. Living in proximity to work and other frequented spots can reduce automotive energy consumption, too.

Indoor Air Quality
Good air quality means promoting a safe, toxin-free environment. Using non-toxic paints in your home plus other green materials can improve air quality. Most notably because, over time, synthetic paints and materials break down, releasing harmful particles into the air.

When buying a green home in Fremont , be sure to ask questions of the seller including how the home was built, which materials were used in construction, and whether the home’s appliances are Energy Star-rated.

Filed Under: Around The Home Tagged With: Energy Star, EPA, Green Homes

How To Make An Emergency Preparedness Kit For Your Home

January 2, 2013 by George Duarte

Home Emergency KitSome natural disasters can be forecast — hurricanes, snow storms and, in some cases, flooding. Other disasters occur unexpectedly, such as tornadoes and earthquakes. 

As a homeowner or renter in Fremont , it’s a safe idea to prepare for disaster or unexpected emergency. Every home should maintain a ready, working emergency kit for such a time.

Here are some items to include in your home’s emergency kit :

  • Waterproof Container : Store items in a locking, plastic container
  • Battery-Powered Radio : A small radio can receive weather updates and emergency broadcasts. Pack extra batteries, or use a hand-crank radio, instead.
  • Light Source : Pack multiple flashlights and many spare batteries. LED flashlights are more expensive than “older” flashlights, but won’t lose battery power as quickly. Pack candles and matches, as well.
  • Water : Pack bottled water, storing larger bottles in a cool, separate place. Add several bottles of sport drink for variety, if desired.
  • Food : Pack non-perishable food such as canned fruits and vegetables; protein sources such as peanut butter or canned tuna; crackers and cookies; nuts and dried fruits. Remember to pack a can-opener, if needed. Include plastic utensils, if necessary.
  • Blankets : At least two blankets should be packed. Consider packing multiple sets of clothes, for different temperatures and seasons.
  • First-Aid Kit : A proper first-aid kit should include antiseptic, bandages, aspirin, an ace bandage, and allergy medicine for allergic reactions.
  • Emergency Contact List : Include a list of your local utility companies; phone numbers at which to contact friends and loved ones; and, your primary care physician’s number.

After packing your emergency kit, make sure to store it in an easy-to-reach location away from power lines, power sources, and any place that may be “extra dangerous” during a crisis. For example, storing an emergency kit in a garage or a shed may be safer than storing it in a basement or in a bedroom closet.

In an emergency, a little bit of preparation can go a long way. Be prepared and be safe.

Filed Under: Around The Home Tagged With: Disaster, Emergency, Safety

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George L. Duarte

MBA, CMC, CMHS
Call 510.377.9059
Fremont, CA

California DRE Corp Lic no. 01032295
DRE Personal Brokers Lic. No. 00943635
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Personal Lic. No. 302219

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