George L. Duarte

Mortgage Loans Fremont California Horizon Financial Associates

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12 Ways to Lower Your Monthly Utility Bills

April 26, 2019 by George Duarte

12 Ways to Lower Your Monthly Utility BillsAccording to the US Department of Energy, the average American household paid $111.67 each month for utilities in 2017. With some research and a few DIY projects, property owners can reduce those energy costs without sacrificing comfort or convenience.

Establish Energy Friendly Habits

Reduce energy waste to see an immediate change in your utility payments.

  • Before bed, walk around your home. Make sure you turn off all lights, televisions, computers, and other plugged-in devices.
  • In the colder months, close the doors to unused spaces to save big on heating bills.
  • Dial down the heat before bed. Invest in extra blankets and cozy pajamas to keep warm without blasting the furnace.

Small habits can add up to big savings.

Incorporate DIY Solutions

These easy projects improve insulation so your interior stays comfortable without HVAC overuse.

  • Use weather stripping to seal off drafty windows.
  • Install door sweeps on all exterior doors to prevent outdoor air from compromising your indoor temperature.
  • Install a programmable thermostat. Many models allow you to automatically adjust temperatures throughout the day.

It doesn’t take a large investment of time or money to positively impact your utility bills.

Install Energy Efficient Appliances

Upgrading your appliances is a simple way to reduce energy waste.

  • Install a solar-powered water heater to eliminate the cost of hot water.
  • Replace your light bulbs with compact fluorescent (CFL) or LED versions.
  • Invest in an Energy Star rated washer and dryer to save money on your electric and water bills.

As a bonus, your new appliances improve the look and feel of your space.

Attend To Administrative Tasks

Pay attention to what you’re paying for. Small details can cost you big dollars.

  • Review your billing statements at least once every 3 months. Notice any changes in usage, rate, and fees.
  • Talk to your utility company about average payments. This option allows you to pay a flat rate rather than fluctuating per-use charges.
  • Install a Smart Meter to ensure accurate usage reporting.

Practice due diligence to protect your wallet from unnecessary charges.

You don’t have to make drastic changes to your lifestyle to control utility costs. Incorporate these easy fixes to bring down your monthly obligations without emptying your wallet.

If you feel like the time is right to upgrade your home’s energy efficiency, it may also be time to access some of your home equity to help you with expenses. Meeting with your trusted home mortgage professional is the first step to finding out about your best financing options.

Filed Under: Real Estate Tagged With: Energy Conservation, Home Improvement, Real Estate

8 Curb Appeal Tips for Selling Your Home Fast

April 24, 2019 by George Duarte

8 Curb Appeal Tips for Selling Your Home FastFrom small touches such as new lighting to larger efforts such as tiling the porch or stoop, creating curb appeal is one of the best investments you can make to resell your home fast.

Here are eight ideas to maximize curb your appeal.

Landscaping Is Critical For The First Impression

  • Cut Back Trees and Shrubs. Landscaping should enhance your house, not overwhelm it. Trimming can bring impressive results. If you don’t have a steady hand, leave it to a professional or handy relative.
  • Manicure Your Lawn. A freshly mowed lawn is a must the week before a showing. Be sure to trim and edge it for a finished look that increases your curb appeal. 
  • Plant Some Color. If the weather permits, flowering plants are a cheap way to brighten the walkway leading up to your front door. It also gives the home a fresh vibe. Adding fresh mulch to your flower beds is a great quick fix, even in colder weather.

Don’t Forget Your Home’s Exterior

  • Paint the House. If you can’t afford to paint the whole house and the exterior paint is in good condition, consider retouching the trim. The gives your home a sense of newness. If the exterior colors are outdated, painting the home should be a budget priority.
  • Clean the Roof and Gutters. If anything is likely to attract a buyer’s attention, it’s clogged gutters, tree branches brushing the roof and algae growth. If you’re in a drier climate, make sure you don’t have obvious roof damage or missing tiles. If you need to replace the roof, it’s better to get it over with. Chances are, you’ll make up the money with a faster sale at a higher price. 
  • Clean the Walks and Driveway. Pressure wash patios, drives and walkways. Put fresh sealant on black-top driveways for a like-new boost to one of the areas buyers notice first.

Spruce Up The Outdoor Areas

  • Make Outdoor Living Space Inviting: Take steps to make porches, patios and decks clean and inviting. This might include repairing wood decks and restaining them. If you can replace old furniture, it’s a great investment that you can take with you when you go. 
  • Stage the Yard: Just as you stage the inside of the home, it’s important to declutter and depersonalize your outside living area. You can leave furniture in neutral colors so that the buyer can imagine themselves in the space. However, bikes, kids’ toys and the rusted grill need to be stored out of site. 

These basic ideas go a long way toward improving the curb appeal of your home. In return, you may be very happy with the positive effects on the sale of your home.

Be sure to take steps ahead of time to secure your financing for your next home purchase. A great place to start is setting up an appointment with your trusted home mortgage professional.

 

Filed Under: Real Estate Tagged With: Curb Appeal, Home Improvement, Real Estate

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George L. Duarte

MBA, CMC, CMHS
Call 510.377.9059
Fremont, CA

California DRE Corp Lic no. 01032295
DRE Personal Brokers Lic. No. 00943635
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