George L. Duarte

Mortgage Loans Fremont California Horizon Financial Associates

  • Home
  • About
    • About
    • Awards
    • Privacy Policy
    • California Privacy Notice
    • Accessibility Statement
  • Reverse Mortgage Library
  • Resources
    • Real Estate Corner Radio Show
    • VA Loans
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Mortgage FAQ
    • Mortgage Glossary
    • Closing Costs
    • Loan Programs
    • Living Trusts
  • Reviews
    • Video Testimonials
    • Reviews
    • Write a Review
  • Apply Now
  • Contact

Financing A Pool In 2023: The Options

April 19, 2023 by George Duarte

Financing A Pool In 2023: The OptionsWith the weather beginning to warm up outside, you might be thinking about installing a pool on your property. This is a great way to relax, entertain friends, and get some exercise; however, a pool can cost tens of thousands of dollars. What happens if you don’t have enough money? There are several options available.

Ask About A Pool Loan

One of your first options might be to approach a local lender and ask for a pool loan. As the name suggests, this is a loan that can provide you with funding specifically for the construction of a new pool. While your pool construction company might be willing to offer you a financing plan, you should also talk to local lenders to see what rates you can get.

Home Equity Line Of Credit

If you have lived in your home for several years, you may be able to tap into the equity in your home and use it to finance a pool project. In general, you will need to have at least 20 percent equity in your house before you take out a home equity line of credit (HELOC), but it can give you an instant source of cash you can use to pay off your pool. It might also come at a lower interest rate than a traditional pool loan, but keep in mind that the interest rate on a HELOC is not fixed, so you will have to keep an eye on the interest rate as it changes.

Cash-Out Refinance

If a variable interest rate does not sound like an attractive option to you, you may want to consider a cash-out refinance. Essentially, you are going to tap into the equity in your home and then finance the remaining balance of your mortgage plus the equity you have now withdrawn. You can get a fixed interest rate on the remaining balance of your mortgage, and it could allow you to shrink the size of your monthly payments.

Think about all of these options before you decide which one is best for your pool project. 

 

Filed Under: Mortgage Tagged With: Home Equity Line of Creidt, Pool, Upgrade

Which Type Of Pool Is Right For You? We Look At The Best Designs For Your Backyard

June 6, 2014 by George Duarte

Which Type of Pool Is Right for You? We Look at the Best Designs for Your BackyardThe decision to install a pool is generally one that is applauded by at least certain members of the family. Whether you have children or not, however, having a pool at home is certainly something you can enjoy for yourself.

But what if you don’t think your yard is particularly suited to a pool? Don’t rule out the idea just yet; instead, consider some of these different pool designs to suit different sizes and styles of backyards.

Make The Most Of Your Small Backyard

For a relatively small backyard, you should always choose the right pool design that will ensure you make the most of the space.

A particularly good option for a smaller backyard is opting for an above-ground pool and having a custom wood deck built around one side of it. The addition of the the wood deck will offer easy access for the kids to get into the pool, and will also give you a place to sunbathe while watching the kids splash around.

Single-Use, Modern Yard: Fiberglass Pool

For an ultra-modern backyard that is relatively small, and especially for a single-use backyard that is going to be dedicated to your swimming pool, a fiberglass pool might be your best option. Since the pool arrives in one single piece, already fully finished, the installation process is very quick and efficient.

Offered in a variety of different shapes, sizes, and styles, you can surely find a fiberglass pool that fits your single-use yard, and you could even have it ready to use within one week. You’ll find that the smooth surface of a fiberglass pool is appealing. These pools are also easy to maintain as only a few chemicals are required for cleaning.

With this type of pool that you’ll commonly find in vacation homes with modern, polished concrete backyards, you can turn your home into your favorite holiday destination, and much quicker than you might have guessed.

Customizable Concrete Pool For A Large Yard

If you have a large yard and aren’t concerned about using up too much space by having a swimming pool put in, why not opt for the most customizable concrete variety? A concrete pool can be constructed in virtually any shape or size you choose, allowing you to put your best creativity to use.

You can opt for texturized pool surfaces as well as well as plenty of add-ons and built-in features, such as a custom entry or a ledge for sunbathing. Customized concrete pools usually take about 12 weeks to build. You can also opt to have a concrete or tile surface installed around the pool, while still leaving plenty of grass and gardening space in your backyard.

These pools are also a great option for irregular backyards, as they can be customized to fit into virtually any shape, just as long as your yard is large enough.

When it comes to house shopping, you can opt to buy a house that already has a pool. Or if you’d prefer to be more involved in the process, you can simply look for a house with a suitable yard.

Filed Under: Home Tips Tagged With: Backyard Designs, Pool, Summer Homes

Sidebar

George L. Duarte

MBA, CMC, CMHS
Call 510.377.9059
Fremont, CA

California DRE Corp Lic no. 01032295
DRE Personal Brokers Lic. No. 00943635
NMLS Corporate Lic. No. 302358
Personal Lic. No. 302219

Horizon Financial Associates LogoView Lending CertificateNAMB Member Certificate

Get a Rate Quote
Mortgage Refinance Companies
NAMB
Proud Supporter Of Our Military
CMC Logo

Stay up to date with the latest news to your inbox!

No spam ever and you can unsubscribe anytime.





Horizon Financial Associates BBB Business Review

Connect with Me

Browse Articles by Category

Mortgage Pros2019 Best of Fremont2017 Best of Fremont2016 Best of Fremont

See More Awards →

Recent Articles

  • Millennials and the Pursuit of Homeownership
  • What’s Ahead For Mortgage Rates This Week – January 29th, 2024
  • Are You Ready for Home Ownership? Find Out by Answering These 4 Questions
  • Maximizing Your Mortgage: Unveiling Strategies for Faster Payoff and Interest Savings
Horizon Financial Associates is a BBB Accredited Mortgage Broker in Fremont, CA
Equal Housing Opp
crb logo REALTOR Logo


39488 Stevenson Pl Ste. 100
Fremont, CA 94539

Copyright © 2026 · Powered by MySMARTblog

Copyright © 2026 · Genesis Sample Theme on Genesis Framework · WordPress · Log in